The landlord will not countersign the lease until the Insurent Lease Guaranty has been issued to the landlord. Apartment Lease Guarantors And Bad Credit Specialists. Total income including guaranteed bonuses are included in annual income. The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. thanks again!! Approvals are based on income and real-world financial indicators. The approval time for completion is typicaly 3-4 weeks and is guaranteed for luxury or non-luxury properties. The property may require other fees and deposits. If this was how another company would treat me before I paid them I knew it wasn't going to get any better after I paid them. Very professional and friendly people. I was able to get a bigger and better apartment on my own after using them and my credit score has increased as well. , an estimated 5.2 million renters have lost money to rental scams. TWO-BEDROOMS townhouse style with 1 1/2 BATH unit is available at STONEWOOD Apartments, in BREA, CA for immediate move in! Our Program has a 100% success rate for approvals. A CPN (Credit Profile Number) is the primary component in getting you approved for your apartment. If youre truly a business or helping people, your staff wouldnt be extremely rude, disrespectful, and throwing out wild accusations against me. What is the duration of the Insurent Lease Guaranty? GET ACCEPTED We qualify an international student or U.S. student based on their father (or mother or some relative overseas or here) being a Responsible Party solely on our Agreement. However, you may visit "Cookie Settings" to provide a controlled consent. We spoke to experts and found out some of the worst apartment-hunting, Nardo's story is not uncommon. I was able to secure an apartment Downtown Charlotte within walking distance from where I work, restaurants, and shopping! Can the Insurent Program help me if I have no U.S. based credit history? knowledgeable staff outlined the different options, then helped us get approved for the apartment. Green Dot primor Visa Gold. Please look at these as proof. Hey thanks for the kind words! Visit Business Insider's homepage for more stories. We specialize in second chance rental services, corporate leasing, co-signor programs and low income second chance rental services. We spoke to experts and found out some of the worst apartment-hunting scams that are taking place right now. Dear Mandy Blair, I see you requested an appointment on Wed, February 05, 10:35am 11:05am. "If it doesn't feel right, it probably isn't right," Mermelstein said. This company is literally a scam. I would not recommend that you do business with any type of business with Guaranteed Apartment Approval. The fee to co-sign is equal to 1-month's rent. 250 E Acacia St. Maplewood Apartment Homes. From the multiple email addresses used to contact us, when we clearly tell our agents to avoid confrontation with such vile human beings.TEXT MSG THREAT:Text Message: https://ibb.co/NsrPDmFAnyone should steer clear of this woman Annalise Foxx and her delusions grandeur, infalted sense of importance where she feels she is exempt from rules others have to follow, or wait to be attended to or she will cry out fowl that your business is a SCAM.Scams particularly invloves someone calling another and the other party losing money. | Privacy Policy Thanks to Guaranteed Apartment Approval I could now have a second chance to live where I want! Well I got approved. After I found one i liked they started me with 500 towards my total service fee. See Fewer. We also help with building credit with our step by step process. Guranteed Apartment Approvals | Houston TX We specialize in connecting you with the home of your choice, regardless of past credit challenges. No matter your credit scores, we can help. In the event that you fall into that category, please email us at, Yes. Acceptable Applications Include Renters With: Dave Johnson is a technology journalist who writes about consumer tech and how the industry is transforming the speculative world of science fiction into modern-day real life. All you need to do is provide Renter's Insurance and Proof of Utility Service in your name and arrive to pick up your keys to your new home! Expected bonuses are reviewed and may be given different weights, depending on your historical receipt of such bonuses, and the certainty of receiving such bonus. amanda was so helpful and easy to work with! These cookies track visitors across websites and collect information to provide customized ads. i am happy also you got your keys and got settled in!, thx for using our service, Lindsey. The Insurent Program issues guarantees for non employed U.S. and non U.S. persons with significant cash liquid assets or marketable securities (here or abroad). View rentals, browse photos and more! "By the time you discover the keys don't work, they're long gone.". I am a non-U.S. person with no U.S. credit history. One particular apartment was in processing with them and requested a admin fee of $620 which I paid promptly to avoid anymore delays. If your annual income isnt more than 40 times the monthly rent, if your U.S. credit score is too low, or if you arent currently employed, or a US or international student, you can find yourself without many options. Contact a Placement Coordinator directly at (888) 240-8930 Our Corporate Entity has excellent credit to help you get "Approved." We help you rent townhomes, apartments and single family properties within our nationwide database of realtors and management companies we currently work with. Nationwide Guarantors is here to help renters with damaged credit qualify for the place they love while at the same time protecting landlords against rent loss. It's no surprise that it happens in real estate as well. I will refer anyone that needs your help! New landlords and their respective buildings are being added on an ongoing basis. Will the prospective bonus be included in the consideration of my application by Insurent? Average guaranty fees for non U.S. parties without U.S. based credit history will approximate 98% - 110% of a months rent for the one year lease guaranty. We offer a free pre-screening application And Same-Day Approvals. The community amenities include a sparkling pool, community barbecue . Never complete the rental application or background check information without making sure the property and landlord are legitimate. Presently over 775,000 apartments representing over 8,000 buildings accept the Insurent Lease Guaranty. Evictions, Eviction Help, Second Chance Apartments, 2nd Chance Apartments, Renters Identification Number, How to rent with evictions, Evictions Accepted, Eviction Removal Programs, Second Chance Apartment Rentals . Submit copies of your 2 most recent pay stubs over the past 30 days or a letter from your new employer, and Copy of Drivers license or Passport and Visa (if Non-US). A roommate who is not a signatory does not need to submit an application to Insurent. They did not get approved. However, I dont start my job for sixty days. A third-party property management site like Avail can serve as an intermediary, performing your credit check on your and the listing agent's behalf. You will be assigned a CPN which will include satisfactory tradelines that add leverage to your credit score. I asked ****** if the apartment was going to work with them if I pay the fee and I was told the person handling everything is very good at what they do and would not ask for a deposit if she didnt think they would get approved. Bait-and-switching can take various forms. You may apply for its personal loans, which range from $250 to $5,000, even if your credit score is below 630. Easy, done. Guranteed Apartment Approvals, Houston, Texas. Thankfully, the same precautions can help navigate you through most common apartment scams safely. It did for me. Or they should be able to explain why it is taking longer. Our Benefits Greater Access Our lease guaranty is accepted by over 725,000 apartments representing over 7,000 buildings in New York, New Jersey, Massachusetts, Illinois, Virginia, Maryland, Nevada, Washington, D.C., California and Florida. Be careful people, they are preying on anyone who contacts them.Update: If your reading this and would like to see the proof of this business being a scam. Can the Insurent Lease Guaranty Program assist me if I am an international student or US student? Submit signed application via email along with applicable documents we request such as your Driver License or State ID, SS Card, & Proof of Income. Renters In The Atlanta And Metro Surrounding Area Can Complete Our Guaranteed Second Chance Rental Application For Free Consultation With An Agent That Represents Atlanta. Can the Insurent Program help me if I just have significant cash liquid assets or marketable securities? Yes. A Responsible Party would be a person in your home country (normally a father, mother or relative) who meets either of the following tests: (i) has a minimum annual income of approximately 50x the monthly rent you are seeking or (ii) has cash liquid assets or marketable securities equal to a minimum of approximately 80x the monthly rent that you are seeking. Non-US persons qualify as long as they have a minimum annual income of 27.5x the monthly rent OR have a minimum of 50x the monthly rent in the bank/publicly held securities here or abroad. If two or more roommates will sign a lease (i.e., act as signatories), and if one of the signatories intends to apply for an Insurent Lease Guaranty, then all signatories must apply for a lease guaranty. Each unit features central AC/Heat, stainless steel appliances, vinyl plank flooring, quartz countertops and much more. We help individuals with not so perfect rental history get approved for an apartment,rental home, townhouse or condo. Now we have rebuilt our credit we have transferred our rental into our name painlessly and will be buying shortly! The cookie is used to store the user consent for the cookies in the category "Other. If an international student, a Responsible Party (normally a father or mother overseas) who has a minimum annual income of 50x the monthly rent in their home country OR cash liquid assets/publicly held securities of a minimum of 80x the monthly rent in their home country or elsewhere. Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features. Apply at a participating property. Just trying to see if it allows me to post a reply.hmm.. Preserve your credit with no credit check qualification. Real Estate Real Estate Rental Agency Luxury No Credit Check Apt Approval and Lease Guarantor Luxury No Credit Check Apt Approval and Lease Guarantor Reviews 21 Average 3.6 VERIFIED COMPANY forrentnocreditcheck.com Visit this website Write a review Reviews 3.6 21 total 5-star 76% 4-star 0% 3-star 10% 2-star 0% 1-star 14% Filter Sort: Hold up your end of the deal and so will they. Took about 5 days and then I called the property to make sure and I got confirmation from the manager it's a done deal. And got treated with such disrespect. Free Application And Same-Day Approvals. Guaranteed Apartment Approval is the only name you need to know to get approved with the best Apartment or Single Family home with our Nationwide Service. I asked a simple question of is this a scam and they got defensive. A Wholly Owned Subsidiary of Nationwide Financial Solutions, LLC. Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. They didnt charge any fees to review my application. This is where Insurent steps in to make getting approval a whole lot easier. We plan to expand the program to other major U.S. markets in the near future. The Responsible Party is just a signatory on our Agreement and have nothing to do with the lease. If I have a roommate who will also be signing the lease, do we both have to apply for a lease guaranty, and pay fees? I did everything right and still was not able to secure an apartment through them. This building is located in Brea in Orange County zip code 92821. It's easier for property managers to say yes to these renters when they have a co-signer. Now I live in a gorgeous apartment. I just want to give other renters a heads up before you apply and pay money for a service that will not live up to your expectations. Once approved for an apartment, most apartments will require a signed lease. What markets are covered by the Insurent Lease Guaranty Program? Use a cashier's check (which is easier to trace) or a credit card when possible. You will be liable for any amounts paid on your behalf plus any legal fees incurred to collect those amounts from you. The risk of identity theft is significant, and can happen in much the same way as the wired money scam. We offer a free pre-screening application And Same-Day Approvals. previous eviction, bankruptcies, A CPN is a Credit Privacy Number that protects your private credit information.The use of a CPN is legal and permissible. Worse, fraudsters who don't have legal authority to rent the apartment might try to get your first month's rent and run, and they are less inclined to draw up paperwork to make the con convincing. They have ONE number that always goes to voicemail, but they always text. Oh did I mention they got me into a very very new apartment complex and its very modern and so beautiful. Birdeye helps millions of local businesses to be found online with all their reviews and accurate business information. i feel bad for those getting scammed by these ppl. Not long ago while apartment hunting, writer Bridgette Nardo found what seemed almost too good to be true: a quaint, gorgeous home in the heart of a chic West LA neighborhood and it was listed for a surprisingly low price. We remove the risk of rent loss from the equation. Currently, the Insurent Lease Guaranty is applicable to apartments located in New York, New Jersey, Massachusetts, Illinois, Maryland, Virginia, Washington DC, Nevada, California and Florida. Let renters who need a co-signer know we can help them. The father (or mother or some relative overseas or here) will just need to have a minimum annual income of 50x the monthly rent in their home country or a minimum of cash liquid assets/marketable securities held by them in their home country of 80x the monthly rent. We are the #1 Apartment Approval Company in the nation. Bums!!! or had a bad credit score, but with us, you can get approved for the apartment of your dreams. "When they meet to view said apartment, it is no longer available, and other apartments are shown as an alternative that don't usually fit the original criteria," New York real estate agent James Wan told Business Insider. We also process applications in the evening and on holidays and issue Qualification Certificates at those times. We get you Approved. Update: our application is not on our website. Lets work together to get those negative items remove from you credit file. Couldn't believe it when I got approved. Im not sure when it became a SCAM to refuse service due to someone that cannot control their behavior. They're taking a big risk on you. Again, ONE question and one of their employees became enraged and defensive. Self employed renters are almost one-third of our business. Applications with co-tenants must be completed by all renters for the application to be processed. If you need a co-signer, apply with OneApp Guarantee. After youve completed your initial phone consultation, well email or text you an application link to start your file to get approved for a property of your choice. Ryan Coon, CEO of online property management platform. I'm so glad I did! ****** seemed argumentative at times and I never was able to speak to corporate, I wasnt able to speak to anyone but ******. What are the basic requirements for a renter to qualify for the Insurent Lease Guaranty ? I cant thank OneApp enough because they were truly a blessing to my family. About 250 E Acacia St. You can also review the chart on our website providing you an estimate of what rents are for luxury apartments in each state so you can have realistic expectations for what the rents are. Submit a copy of bank/ brokerage statement and ID. Our approvals are income-driven. Every building and landlord will have a slightly . Once we have a completed application, we can have an approval certificate for you in just a matter of hours. Call Now let's get you into your new Home. Anchoryourassets eventually kept all my money and even the deposit I had placed. Like I said people stay away from this company. What do I do if the apartment I choose is not an Insurent certified building? If you want to rent an apartment in a building that has not yet been certified by Insurent, the estimated time for certification of a building is one hour provided the owner/landlord wants to sign up their building. We declined the appointment. Gary Group Realty LLC Broker #9009741 Beat local competitors. Our apartment guarantor service approvals are not credit-based. Follow the rules--basically be a good tenant--and things will work out well for you with this company. But even that may not be enough. If you have consistent, documented income and are an eviction-free renter, there is an excellent chance that we can help you get qualified for the place you love. | Terms of Use I had lost my job two years ago and had an eviction on my record. LET OUR COURTEOUS STAFF GO OVER THE PROGRAM, AND ANSWER ANY QUESTIONS YOU MAY HAVE. If non-US, a minimum annual income of 27.5x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 50x the monthly rent, and no US credit history required. It goes against our guidelines to offer incentives for reviews. If they were truly interested in helping people, they should have a less shady system of helping people in bad situations. This cookie is set by GDPR Cookie Consent plugin. Home Approval. They will take your hard earned money and not do a **** thing. You received a message we cannot assist. I'm really hoping to at least speak to someone. These cookies will be stored in your browser only with your consent. Once the tradelines mature, you will be able to enjoy the many privileges that accompany a strong credit score. At that point I wasted 4 months and $1400. We've already gotten denied once and i'm . We process all Rental Credit applications on your behalf! We will let you know upfront if we have a solution for you. It's critical to avoid completing any leasing applications, credit checks, or sending money without first meeting the listing agent or landlord in person at the apartment you want to rent. We are a FREE referral service. Their is very little communication and the fact that I can't get anyone on the phone is SCARY. If your spouse or roommate is signing the lease, he or she must also complete an Insurent application. OneApp Guarantee is the solution for renters with challenges like income, less-than-perfect credit or rental history hiccups. Can the Insurent Lease Guaranty Program still assist me if my income is less than 27.5x the monthly rent? But before she did, Nardo drove across town to see the location for herself, and discovered the bad news: It was not for rent at all. These cookies ensure basic functionalities and security features of the website, anonymously. I had submitted several applications for houses and apartments but got denied by everyone. This cookie is set by GDPR Cookie Consent plugin. Loved the service. Once Insurent receives all applications that are required from signatories, each application goes through the evaluation and approval process. Here are seven of the worst apartment scams, and some tips to make sure you're not on the wrong end of one during your apartment hunt. November 2007. (The apartment was my name) I found this service several years later after finding that the eviction was still showing in the court records even though it wasnt on my credit. Welcome to Acacia Terrace Apartment-Homes in Brea! However, they didn't know I always get everything agreed in writing. We highly recommend Guaranteed Apartment Approval Baron Christopher Hanson, a consultant who helps relocate corporate clients, has seen this con before. I wish I heard of them before spending hundreds of $ on applications. We have seen every scenario and we're here to help. Can I use the Insurent Lease Guaranty for any apartment? We usually prequalify within 30 minutes and send Qualification Certificates and issue the Guaranty within 24 hours. Pre-screening is totally free! Consider their position. If youre in a jam with an eviction on your record, this service is legit and can really help you get back on your feet if youre responsible and really serious about getting your rental history cleaned up. In the event that you are an international student or fall below the minimum 27.5x the monthly rent, please email us at renter-app@insurent.com so we can guide you through the application process. Great experience. Guaranteed Approval. The reality is that background checks are fairly standardized and shouldn't cost more than about $50 or $75. No. Insist on seeing the property in person. In any circumstance under which there is more than one signatory on a lease, credit problems for any of the applicants could affect the approval decision. Guaranteed Apartment Approval credit qualified for me so I wouldn't have to. Our agents are available from 10 to 7 CST. Their father (or some relative overseas or here) would not be a signatory on the apartment lease. Guaranty fees for two year leases are approximately 85% higher than a one year lease guaranty, 18 month leases are approximately 39% higher, and 16 month leases are approximately 23% higher than a one year lease guaranty. Close deals quickly with no need for cosigners. Please visit our website and start with the inquiry form. How much is the Guaranty fee under the Insurent Lease Guaranty Program? | DCMA | Imperial Parkhurst and Northeast Anaheim are nearby neighborhoods. Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. In the event that the insurer is required to make any payments to the landlord on your behalf, you will be subject to legal action for the full recovery of any such payments and your credit report will be negatively affected. We use dedicated people and clever technology to safeguard our platform. We'll strengthen your rental application as your co-signer for the term of the lease, so property managers can say yes to you. This company wasted my time and money. Found this company online on Google and decided to fill in the online application form. Need help Getting Approved. That's why it's important to accept keys on-site and test them to make sure they open the locks they're supposed to. I was a client for 4 years while my BK13 case ran its course. The "listing agent" Nardo had been chatting with online was a fraud who had likely scraped the information off the legitimate listing. However, they were unable to secure a lease in a safe and luxurious town home. If most people are not happy with a service, they typically go elsewhere, but this MENTALLY UNSTABLE woman continues to reach out !SEE HERE: Form Inquiry 1: https://ibb.co/jMCjJnPForm Inquiry 2: https://ibb.co/zfL03HnForm Inquiry 3: https://ibb.co/JdKV1Rz. They kept me in the loop every step of the way. If you have consistent, documented income and are an eviction-free renter, there is an excellent chance that we can help you get qualified for the place you love. Hey y'all (apologies in advanced if this isn't the right place to post) so my lease is up in less than a month and i need to find a new spot. In the event that a building you are interested in is not currently in our database, please notify Insurent by email to. Just because I asked if this was a scam they started saying I was throwing out wild accusations!!! The online application takes approximately five minutes per person and the application is normally processed within 30 minutes with the Guaranty being issued within 24 hours. Analytical cookies are used to understand how visitors interact with the website. Complete Our Guaranteed Second Chance Rental Application Acceptable Applications Include Renters With: :Evictions :Broken Leases :Eviction Filings :Rental Balances :Poor Credit :Bankruptcies :Foreclosures Get Approved For An: :Apply For An Apartment Here : Apply For A House Here : Apply For A Townhome Here : Apply For A Condo Here Companies can ask for reviews via automatic invitations. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. NO CREDIT CHECK Preserve your credit with no credit check qualification. What is my maximum liability under the Insurent Lease Guaranty, in the event that I breach any of my lease obligations? On average, the guaranty fee for U.S. parties will approximate 70% - 90% of a month's rent for the one year lease guaranty. Heres the kicker I dont have any renters history thus the reason for using Guaranteed apartment approval in the first place. 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