Voyager pays you $25 in free Bitcoin if someone you refer funds their account and spends at least $100. One compelling Voyager feature is its cryptocurrency rewards. Earn passive rewards by depositing cryptocurrency and staking, Earn interest by depositing crypto or staking VGX tokens, USD is the only way to purchase cryptocurrency, Learn more about the difference between PoS and PoW. No, Voyager is a mobile cryptocurrency trading exchange and app that also offers a custodial wallet solution with interest-earning features as part of its services, but is not a non-custodial standalone wallet. Voyager is a US mobile-based cryptocurrency exchange that launched in 2018. Its native token VYGR can be used on all its platforms including mobile apps, web wallets, hardware devices and desktop applications. All trades can only be done against the USD (more on that later). Tom Blake is a personal finance writer with a passion for making money online, cryptocurrency and NFTs, investing, and the gig economy. The companys Twitter account is very active. Feel free to shoot me a message on Facebook if you would like to get in touch and talk about the emerging crypto world. You will be able to trade over 50 cryptocurrencies, though you can only collect interest on 20. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. Additionally, Voyager states that loyalty program members will eventually earn cryptocurrency cash back for spending. Meanwhile Celsius has awful trading fees as its not what the company specializes in. Limit orders will have fees rolled in so you cant actually see your Limit sell ask price. This is what you would expect in the cryptocurrency interest account industry. Its important to note that Celsius rewards CEL holders with a proportional share of 80% of its profits. Spread fees are incurred when an order is filled by the exchanges matching engine. Best Crypto Signals (Telegram & Discord) Are Crypto Groups Worth It? The data is only accessible to those at Voyager who need to know the information for a particular business purpose. For more information, please see our Voyager is a Financial Crimes Enforcement Network (FinCEN)-registered exchange, and it's a fully regulated and publicly traded company in the US. The amount of taxable gain or deductible loss is the value you receive minus your tax basis in what you've given up. Voyager is the least expensive of the two, but it doesn't give you access to staking like Gemini does. For example, to withdraw BTC you will need to pay 0.0004BTC ($15USD). I know Voyager charges 0.01 ETH and 0.0004 BTC to withdraw but that's their own fee. This is because youll save time and money when converting altcoins to BTC or ETH (and the other way around): 1 step: BTC -> DOGE / DOGE -> BTC2 steps: BTC -> USD -> DOGE / DOGE -> USD -> BTC. Earn 3.50% Annual Percentage Yield (APY) with no account minimums or monthly fees. This round is close but Celsius comes out on top providing higher yields around 1-3% over the board. International users who can use FTX International may prefer FTX for these reasons over Voyager. Can anyone tell me what the network fees are for withdrawing ETH and BTC from Voyager? Withdrawal fees depend on the asset in question: the fee list is. Withdrawals are always free and interest is compounded once a week. Also, all the people listed as involved in the company have experience with this kind of organization. The exchange requires KYC (Know Your Customer) identity verification or document protocols to be completed for use of the exchange. IMPORTANT UPDATE:Voyager has declared Chapter 11 bankruptcy, and they have announced they don't have enough assets to make their customer deposits 100% whole. Kraken is accessible in 48 US states with KYC and is regulated and licensed by FinCEN in the USA, while US users can also use Voyager and Voyager is a public company that is also audited and regulated in the USA. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. Cash is FDIC-insured but Voyager doesnt carry any insurance for cryptocurrencies. All trades can only be done against the USD (more on that later). Network: Buy Bitcoins Instantly Using Debit/Credit Card, Buy Bitcoin Anonymously (without Verification or ID). On Celsius you can withdraw anytime and anywhere, without worrying about fees or penalties. And, you can stake VGX tokens and currently earn 7% in annual rewards.If you have an active Voyager account, you actually stake VGX automatically. I am just wondering when I finally do sell my VGX(in a long time after the moon landing) for cash will I be charged to take it out of the app into my Chase bank account ? You have to select LIMIT as another page at the top. All you need to start trading is a couple minutes. Thats why it also offers free crypto education, so that traders know what theyre getting into. Meanwhile, FTX is known for catering to active derivatives traders and optimizing for high order volume and trading execution speed. This is most notable with staples like Bitcoin and Ethereum. . This is why its good practice to compare live prices on several platforms before trading.Voyager also charges dynamic withdrawal fees which can get pricey. Kraken offers margin trading at up to 5X leverage even for US investors and several other margin offerings, which is a win over Voyagers lack of any margin or leverage offerings. Voyager also has a limited selection of educational support for beginner traders. Voyager follows KYC requirements. Voyager, though, is a publicly-traded company. The Voyager app is still available, and the team behind it is hopeful for. I transferred $111.29 worth of USDC and then used it to buy $108 worth of Uniswap tokens$3 was complete. The best features of Voyager include the commission-free trading making it the most competitive US-regulated exchange option on the market, however users should note that Voyager does change the spread (bid/ask) and users may pay slightly more for assets as a result or get paid slightly less when selling them than market price. By staking CEL youll earn up to 30% on your deposit. The views expressed in this article are those of the author and do not necessarily reflect the official policy or position of CaptainAltcoin.com. However, this provided users more transparency into the companys financials, bridges the gap between traditional finance and crypto, and allows Voyager an alternative avenue for company growth while also empowering everyday equities traders and investors the opportunity to back an emerging crypto company. Specifically, Voyager says it takes a small spread fee when it executes an order at a better price than you, the investor, submitted. Very annoying. Voyager also offers a competitive loyalty program that rewards holders of the native token VGX (Voyager Token) with special Voyager Debit Card bonuses, like a monthly rewards booster, crypto-back on purchases, and more. Voyager offers the following deposit and withdrawal methods, with the corresponding fees: The minimum withdrawal amount for crypto assets or stablecoin is equivalent to $10. Average: 11.3516 DOGE ($0.92). Fiat withdrawals also depend on your bank, but Voyager will charge a dynamic "flat" fee for withdrawing crypto to an external wallet. Voyager calls their withdrawal fees "small". Supported Crypto Assets. Lets start with saying that both platforms excel at keeping fees low. There have been no reported hacks of Voyager. If you dont get this email, you should get in contact with customer support. Crypto back rewards also secure better prices on trades and pays you with bonus VGX at the end of each month. Both have unique and different use cases and should be considered based on fundamentals. BlockFi has over 225,000 users and $15 billion assets under management. Voyager is also planning to expand to Canada and Europe in the near future. Firstly, a word of advice. Since Voyager is a cryptocurrency broker, it shares some features with cryptocurrency exchanges and lending platforms. The $25 BTC Voyager sign-up bonus was received in my account several hours after I deposited $100 to my Voyager crypto app account. I even lowered the price more and it still did not display my order when the spread was still at a 3% difference. The team also maintains ablog with news and reports. The team is a combo of Wall Street and Silicon Valley entrepreneurs who teamed up to bring a better, more transparent, and cost efficient alternative for trading digital assets to the marketplace. An advantage for high volume traders will be the volume-tiered fees at Coinbase, which decrease most rapidly over $20M in 30-day trading volume. 5 Stars. Celsius doesnt offer the high rate for your 1st BTC, only for your 1st .25 BTC. This should happen automatically. For crypto withdrawals, once they are approved based on AML procedures, on average, it takes from 30 minutes to several hours for a transaction to be confirmed due to the blockchain. Both have their pros and cons but which one should you choose? The team at CaptainAltcoin.com only recommends products and services that we would use ourselves and that we believe will provide value to our readers. Voyager has no fee trades, yes. All Rights Reserved. Withdraw $124 back into your bank account. This will make it easier for the IRS to discover your taxable obligations. (And How Is That Game Over For Crypto?). Median: 4.5 DOGE ($0.36). This fee is determined by the blockchain network fees and may vary depending on network usage. To do this, many or all of the products featured here may be from our partners whom we receive compensation from. The current fee for transfers are: $22 to withdraw bitcoin, at the current price, is a lot. This is different from most exchanges that prioritize desktop support. After processing fiat withdrawals, the usual timeframe for ACH withdrawals to reach the users bank is 2-4 business days, excluding weekends and holidays. I'm wanting to know if there's an additional network fee charged on top of the Voyager withdrawal fee and how much it is. The withdrawal options including the blockchain network and any associated fees will then populate on the screen. No fee for wire deposits but there is a $50 fee for wiring USD out of the account, with a $10K minimum amount on outgoing wires, No fees on ACH withdrawals or deposits for fiat. Personal Finance Insider's review of eToro. Voyager offers an excellent mobile app and is a mobile-only exchange at the moment with plans to launch a desktop trading platform in the future, but even so offers 80+ coins and shines in its competitive rewards and interest-earning program with rates as high as 12% for many crypto assets, without the need for lockups or opt-ins, unlike most other exchanges. Our opinions are our own. The team that runs Voyager can be found online, with links to their LinkedIn pages. Withdrawing fiat is free. Rewards are paid out as the same cryptocurrency you deposited, and Voyager pays rewards on the fifth day of each month. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_2" ).setAttribute( "value", ( new Date() ).getTime() ); 8 Best Cryptocurrency Exchanges Ranked For 2023, 10 Best Crypto Promotional And Bonus Offers, Best Crypto Wallets For 2023 (Software And Hardware Options), 6 Best Portfolio Trackers For Cryptocurrency And Stocks, Best Tax Software For Crypto And NFT Traders In 2023, Proof Of Work vs. The sender is responsible for paying network fees associated with the transaction; each blockchain has its own cryptocurrency that . Binance is the most popular and well-known futures market in the global cryptocurrency industry and well-known for its extensive futures pairs. In case you want to check out other exchanges, below is our list of comparisons: Choosing a winner between Celsius and Voyager is easier said than done, as both companies have different pros and cons, appealing to very different users. This means that if Voyager is hacked or you lose access to your account through a crypto scam, youre probably out of luck. But fees vary for each platform. However, Voyager still lacks the brand presence that Coinbase has achieved. Coinbase is better in all aspects of functionality and range of trading coins and products offered if compared to Voyager, since it is more of a desktop-first exchange compared to Voyager being a mobile-only exchange. Open orders are only available in your transaction history, The interest rates are lower than competitors like. Stay safe! So if you buy and sell a coin thats a 3% fee which is outrageously high and it doesnt make any sense why you would use this appunless you thought that there were no fees and all trades were commission free. *Note: Voyager recently filed for Chapter 11 bankruptcy. But its promising that Voyager is expanding its offerings and also rewarding VGX token holders. With Voyager, you can earn passive crypto rewards on your holdings. Interestingly, Voyager states that they are commission-free but in the small print they say additional fees may apply. The exchange is also very simple to use since it is a mobile-only exchange with an app available on both Google Play and the Apple App Store at the moment, but there are plans to add a desktop version in the future. Instructions for withdrawing from users accounts can be found here from official support. There might be further legal requirements that you need to meet. The withdrawal limits are as follows: $25K maximum market value on withdrawals within a 24-hour period, and a maximum total of 20 withdrawals in a 24 hour period. You can do so by finding "Account" in the Voyager app, selecting "Transfer Cash or Crypto," and navigating to "Transfer Crypto" and tapping "Send Crypto out of Voyager." Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available. As the company only offers customer service through their live chat and email, a hot line would work a lot better. You can fund your Voyager account with either cryptocurrency or a bank ACH transfer. You only need $10 to trade cryptocurrencies at Voyager. This tells me that Voyager app is rolling their fee into every order. On Voyager youll earn 5.75% APY on your BTC, but you have to maintain a minimum balance of 0.01 BTC to qualify to earn any interest. This is 10x to 30x higher than the fees on Binance which are 0.1% per trade. CEL allows for discoscounts up to 30% on loan interest. Unfortunately with Voyager if theres an issue with your money, youll have to jump through hoops to talk to someone that might help. In fact, it beats Coinbase since Coinbase has the same terms but only pays each person $10 in free Bitcoin. The two exchanges offerings are fundamentally different in their scope, with Voyager being a mobile-only exchange catering to investors and casual traders, while Binance is focused on being a global leader and fast innovator in every crypto product. However, there is a $50 fee for incoming and outgoing wire transfers, and you must transfer a minimum of $10,000 out. The new VGX 2.0 token boosts users crypto earning potential with 7% staking rewards and those on other cryptos on the exchange as well. The Invest Voyager App uses Plaid to connect to your bank accounts so you can securely transfer money. I would recommend a bank transfer, because it costs you money to send cryptocurrency. Voyager supports over 60 digital assets and lets you buy, sell, and manage your cryptocurrency portfoliofrom its mobile app. Like Celsius, Voyager has its own token (VGX) that rewards users for their loyalty to the platform. BlockFi makes money on the spread and allows cryptocurrency withdrawals, while Voyager uses flat-rate transaction fees and does not allow cryptocurrency withdrawals. If you want to invest in cryptocurrency and need a simple way to start trading, Voyager should definitely be on your radar.This cryptocurrency broker is a popular alternative to exchanges like Coinbase and Gemini. As for customer support, Voyager offers a support service center users can access via logging into the app and submitting a query. Its safe to say that this round is a draw. You can start earning interest on a $1 deposit any time you wish. Create an account to follow your favorite communities and start taking part in conversations. Voyager. We're proud of our content and guidance, and the information we provide is objective, independent, and free. However, Voyager doesn't let you utilize margin accounts or futures trading (futures are contracts that give you the right to buy or sell an asset at a certain price on an upcoming date) like Kraken does. The technology automatically connects with dozens of other exchanges and allows you to pick the best. The company has been around since 2014 and was founded by the same team behind popular cryptocurrency exchange platform Changelly. The Invest Voyager exchange is only available via APP. Just out of curiosity, why are you wanting to withdrawal USDC and not just USD? On Voyager you'll earn 5.75% APY on your BTC, but you have to maintain a minimum balance of 0.01 BTC to qualify to earn any interest. Verified account Protected Tweets @; Suggested users Coinbase is a public US company and offers transparency into its industry-leading security along with its brand reputation, while Voyager is also a publicly traded company that is similarly audited and reputable. Wire transfers, on the other hand, come with no transaction fee but are not available everywhere. Coinbase Pro has fees at 0.5% which is high, but makes up for it with the lower withdrawal fees. Rickie Houston was a senior wealth-building reporter for Business Insider, tasked with covering brokerage products, investment apps, online advisor services, cryptocurrency exchanges, and other wealth-building financial products. Any other fees that may apply are detailed in the Voyager Terms of Service. Its the only way to get the Voyager $25 sign-up bonus. Coinbase is best designed for buy-and-hold investors or casual to intermediate cryptocurrency users though has a much larger selection of cryptocurrencies offered compared to Voyager402 pairs vs. Voyagers ~80 coinsand offers an advanced desktop trading interface as well as a mobile app. Voyager Digital filed for Chapter 11 bankruptcy on July 6, just a few days after suspending trading and withdrawals from its platform. This means Voyager lets you place trades and uses its tech Smart Order Router to let you buy cryptocurrencies from various exchanges at the lowest prices possible.Because of this technology and commission-free structure, Voyager is a cost-effective way to invest in cryptocurrency. USDC is $20, for example. There is a slight difference in fees to start giving Voyager the edge: the minimum fee tier at Gemini starts at 0.35% for takers and 0.10% for makers, with a flat transaction fee between $0.99-$2.99 and 1.49% transaction fee for trades over $200, so there are extra fees per transaction and extra auction fees, while Voyager charges 0 trading fees and only minimal fees based only on the spread. Crypto withdrawal fees depend on the cryptocurrencies being withdrawn, and can vary between US$10-$20. I checked the history in voyager and the transaction had processed. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Unlike other exchanges, there are no lockup periods required with this program. They do apply. There are no fees for signing up or for having an inactive account, nor any fees for holding funds in an account, and users may hold assets as long as desired and automatically earn interest on them without having to lock assets in a separate account or opt in. Your email address will not be published. As mentioned, Voyager uses its Smart Order Router technology to find pricing discrepancies across various exchanges to try and beat quoted prices. While it isnt currently available, the Voyager debit Mastercard is a zero-fee, cryptocurrency rewards card thats in the pipeline.This card lets you spend USDC like cash while earning rewards on your balance. Check out: Personal Finance Insider's picks for best cryptocurrency exchanges, Many or all of the offers on this site are from companies from which Insider receives compensation (for a full list, 3.89 out of I highly recommend getting an additional bank account for this very reason. It also analyzes other factors, including time in business, type of business, customer complaint history, licensing and government actions, and more. Beginners, buy-and-hold investors, and low volume traders may prefer the easy to use features and functionality of Voyager and Coinbase with their brand presence, US regulatory approval (both are publicly traded companies, being the only crypto companies to achieve this as of 2022), and cryptocurrency education. Privacy Policy. I dont recommend the Voyager crypto app, but I do like free money. How to Deposit and Withdraw Crypto to Your Voyager Account Navigate to your Account page by selecting the icon in the top right corner of your Market screen. Voyager was founded in 2017 and is based in New York City. Its common to be wary before trying a new platform. Voyager is not recommended for anyone at this time. Staking involves locking up cryptocurrency to help validate transactions and earn crypto rewards. Unlike competitors on Celsius, investors can deposit as little as they wish. Proof Of History, Why I Bought An NFT [And 5 Reasons You Should Too], My Dogecoin Experiment: What I Learned From Investing $2,000 In DOGE, Most Common Crypto And NFT Scams (And How To Avoid Them), Bookkeeping And Accounting For Crypto And NFTs, What Is A 51% Attack? Voyager is a US-regulated cryptocurrency broker that pays high interest rates on select cryptocurrencies. Its only available on mobile devices. WithdrawalFees.com. USD deposits are FDIC insured up to $250K USD and held by a US banking partner, so the cash users hold in Voyager is protected, however it should be noted that this does not apply to stablecoins, but only to fiat USD. The bureau bases its ratings on how well it thinks a company interacts with its customers. Voyager Network Fees on Withdrawals Can anyone tell me what the network fees are for withdrawing ETH and BTC from Voyager? Like many other people, I have been burnt by shady companies in the past. {"email":"Email address invalid","url":"Website address invalid","required":"Required field missing"}, __CONFIG_colors_palette__{"active_palette":0,"config":{"colors":{"f3080":{"name":"Main Accent","parent":-1},"f2bba":{"name":"Main Light 10","parent":"f3080"},"trewq":{"name":"Main Light 30","parent":"f3080"},"poiuy":{"name":"Main Light 80","parent":"f3080"},"f83d7":{"name":"Main Light 80","parent":"f3080"},"frty6":{"name":"Main Light 45","parent":"f3080"},"flktr":{"name":"Main Light 80","parent":"f3080"}},"gradients":[]},"palettes":[{"name":"Default","value":{"colors":{"f3080":{"val":"rgb(42, 41, 60)"},"f2bba":{"val":"rgba(42, 41, 61, 0.5)","hsl_parent_dependency":{"h":243,"l":0.2,"s":0.19}},"trewq":{"val":"rgba(42, 41, 61, 0.7)","hsl_parent_dependency":{"h":243,"l":0.2,"s":0.19}},"poiuy":{"val":"rgba(42, 41, 61, 0.35)","hsl_parent_dependency":{"h":243,"l":0.2,"s":0.19}},"f83d7":{"val":"rgba(42, 41, 61, 0.4)","hsl_parent_dependency":{"h":243,"l":0.2,"s":0.19}},"frty6":{"val":"rgba(42, 41, 61, 0.2)","hsl_parent_dependency":{"h":243,"l":0.2,"s":0.19}},"flktr":{"val":"rgba(42, 41, 61, 0.8)","hsl_parent_dependency":{"h":243,"l":0.2,"s":0.19}}},"gradients":[]},"original":{"colors":{"f3080":{"val":"rgb(23, 23, 22)","hsl":{"h":60,"s":0.02,"l":0.09}},"f2bba":{"val":"rgba(23, 23, 22, 0.5)","hsl_parent_dependency":{"h":60,"s":0.02,"l":0.09,"a":0.5}},"trewq":{"val":"rgba(23, 23, 22, 0.7)","hsl_parent_dependency":{"h":60,"s":0.02,"l":0.09,"a":0.7}},"poiuy":{"val":"rgba(23, 23, 22, 0.35)","hsl_parent_dependency":{"h":60,"s":0.02,"l":0.09,"a":0.35}},"f83d7":{"val":"rgba(23, 23, 22, 0.4)","hsl_parent_dependency":{"h":60,"s":0.02,"l":0.09,"a":0.4}},"frty6":{"val":"rgba(23, 23, 22, 0.2)","hsl_parent_dependency":{"h":60,"s":0.02,"l":0.09,"a":0.2}},"flktr":{"val":"rgba(23, 23, 22, 0.8)","hsl_parent_dependency":{"h":60,"s":0.02,"l":0.09,"a":0.8}}},"gradients":[]}}]}__CONFIG_colors_palette__. However, if youre buying VGX to get into the Voyager loyalty program, automatic staking is an extra perk. This includes your name, address, email, mobile phone number, and date of birth. Voyager also recently filed for bankruptcy. Them having high withdrawal fees doesnt promote this in any way. Only USD Pairs: Some people like to sell their altcoins for BTC or ETH. Thanks yall. US users trading at FTX US need to do KYC procedures and likewise for Voyager. My real bank account with my actual funds never gets connected to these sites. Youll need to send your email to rewards@investvoyager.com. So, in theory, if something happens, you can expect to get your money back. If you want to earn interest on the Voyager app with your cryptocurrency, youll need to meet the minimum balance. That's a big deal, as it means that they didn't clearly keep customer asset separate. While Voyager thrives on simplicity, Celsius focuses more on security and stability. If Voyager beats the quote price, it takes a portion of those savings and passes some savings onto you.Unfortunately, Voyager doesnt state how much it takes. There is a Voyager crypto website, but its pretty much a landing page for the app. One advantage of using Voyager versus many cryptocurrency exchanges is that its fairly low-cost. Voyager is tailored towards the mobile trading crowd, the zoomer buying crypto on his phone. Free deposits and various withdrawal fees. Voyager is publicly traded, licensed, and regulated, which means the exchange is audited to ensure that every asset is accounted for in the exchanges secure system. Heres a quick overview of some of the most popular options. Your order will automatically be rejected if you try to put in a trade worth less than $10. However, if users desire a clear fee schedule, Binance is better, since Voyager charges fees on the spread that are not clearly defined. Before you can open your account, you will be required to provide specific information. And our partners can never pay us to guarantee favorable reviews (or even pay for a review of their product to begin with). This project aims at providing people with fast transactions and low fees. Does this workflow make sense? Binance requires full KYC now to trade even spot products, and Voyager requires full KYC compliance as well to use, being a public US company. With the hidden fees, thats an instant 6% loss rather than a 0.1% fee with, Cant see transaction history unless youre looking at a cryptocurrency, Cant see open orders under the coin you are trading. Also can get the interest elsewhere. The Voyager withdrawal fee differs based on the cryptocurrency you want to withdraw. It's supposed to promote a buy and hold mentality. We aim so create all our content so that even they can understand it! Finally, the user clicks the Submit button, opens his or her email, and confirms the withdrawal. Learn more about the difference between PoS and PoW.Jargon aside, the takeaway is that staking lets you earn passive income with your cryptocurrency. By clicking Sign up, you agree to receive marketing emails from Insider When there is a problem, they respond promptly, trying to be as transparent as possible. If you dont see a cryptocurrency listed in the table, try the full list on the website. Kraken offers a much larger variety of cryptocurrencies and pairs (over 90 coins, over 400 pairs), so users who value a large selection and advanced traders who seek margin will prefer Kraken by far. Voyager has a help desk to assist customers with basic account questions. Our experts answer readers' investing questions and write unbiased product reviews (here's how we assess investing products). Additionally, Voyager may lend, sell, invest, or use your deposited funds in various ways, which presents risk. There is a 1% fee to convert and withdraw your crypto to cash in addition to standard network fees. If an order does not execute, there is no fee charged until it does execute at a later point in the case of a resting order, or it can be canceled. You will need to wait for your funds to clear before you will be able to withdraw them. Lets find out! Plaid and 2-factor authentication are the main features. Then use USD to buy VGX. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. The responses in the comments below are not provided or commissioned by any advertiser. Other features of the Voyager crypto app is that you do earn interest on some of the coins you hold in your Voyager wallet. Generally, Voyager fees allow you to only pay flat fees per token, as well as $50 for wire transfers. Individual 401(k) & Individual Roth 401(k) plans.